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About Us

Island Tradition Federal Credit Union was founded in 1937 as Libhouse Employees Federal Credit Union to serve employees of Liberty House, a department and specialty store chain with locations throughout the Hawaiian Islands and on Guam. After Liberty House was purchased by the national chain Federated Department Stores, the credit union was renamed Island Tradition Federal Credit Union, and now serves employees of Macy’s stores throughout the state of Hawaii and Guam.

Like many other credit unions, Island Tradition Federal Credit Union was founded at a time when the nation’s financial system was still reeling from the Great Depression, and most banks simply did not address the concerns of working people.

Joining together in common interest, the credit union’s founders wanted to provide for the financial needs of their families, friends and co-workers. Since then, Island Tradition Federal Credit Union has continued to work tirelessly on behalf of our members, adapting and modernizing as necessary, but always guided by the spirit of service rather than the promise of profit.

As a credit union member, you’re in good company. There are approximately 8,600 credit unions in the U.S., with more than 85 million members and deposits totaling more than $600 billion. Island Tradition Federal Credit Union is run by a professional manager, who is overseen by a volunteer board of directors elected by members. Any member can run for office, and every member gets to vote.

It is our privilege and pleasure to continue to serve Macy’s employees in Hawaii and Guam as we have served retail workers throughout the state for seven decades. Credit union membership is also open to the immediate family members including spouses, children, grandchildren, parents and grandparents.


Privacy Notice and Disclosure

Island Tradition Federal Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goal. We are committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union’s privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union.

If after reading this notice you have questions, please contact us at:

Island Tradition Federal Credit Union
1450 Ala Moana Blvd., 1300
Honolulu HI 96814- 4524
(808) 945-6423

Information We Collect About You

We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications and other forms
- Information about your transactions with us
- Information we receive from a consumer reporting agency
- Information obtained when verifying the information you provide on an application or other forms; this may be obtained from your current or past employers, or from other institutions where you conduct financial transactions.

We may disclose all of the information we collect, as described above, as permitted by law.

Parties Who Receive Information From Us

We may disclose nonpublic personal information about you to the following types of third parties:
- Financial service providers, such as insurance companies
- Non-financial companies, such as consumer reporting agencies, data processors, check/share draft printers, financial statement publishers, plastic card processors, and government agencies.

Disclosure of Information to Parties That Provide Services to Us

In order for us to conduct the business of the credit union, we may disclose all of the information we collect, as described above, to companies that perform other services on our behalf so that we may provide members competitive products and services. We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.

To protect our member’s privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the information we provide to other third parties.

Disclosure of Information About Former Members

If you terminate your membership with Island Tradition Federal Credit Union, we will not share information we have collected about you, except as may be permitted or required by law.

How We Protect Your Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

What Members Can Do to Help

Island Tradition Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:
- Protect your account numbers, plastic card numbers, PINs (personal identification numbers) or passwords. Never keep you PIN with your card, which can provide free access to your accounts if your card is lost or stolen.
- Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you explaining the call is on behalf of the credit union and asks for your account number, you should be aware. Official credit union staff will have access to your information and will not need to ask for it.
- Keep your information with us current. If your address or phone number changes, please let us know. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account we will attempt to contact you immediately
- Let us know if you have questions. Please do not hesitate to call us – we are here to serve you!

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government,
National Credit Union Administration (NCUA), a U.S. Government Agency.


©Copyright 2007 - 2014. All rights reserved.